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Funding your program

Plan early, plan well! One of the most important - and sometimes confusing - aspects of your education abroad experience is working with your financial aid.  Below you will find information to help keep you on track.  Select a link below or scroll down to read more about financial aid and your study abroad experience. 

On this page: 
Budget for Education Abroad
Office of Education Abroad Scholarship & Grant
MTSU Financial Aid 

Financial Aid & Program Providers
MTSU Financial Aid Reminders 
Next Term of Enrollment 
Frequently Asked Questions 


It is best to understand how you will fund your education abroad program in the early stages of the process so you can better prepare.  Programs vary by cost and with what is included, so consider the housing, tuition, meals, in-country transportation, and other expenses when comparing program costs.  Be sure to budget for emergencies or unexpected costs and be aware of deadlines for deposits and fees.  

We recommend that you take advantage of scholarship and grant opportunities to help offset the costs of an education abroad program.  

Program Cost Comparison Tool 
We've created a helpful tool to assist you with creating a budget after your decision has been made.   
Education Abroad Program Cost Comparison Tool 

Scholarships & Grants 
A limited number of MTSU scholarships are available for education abroad and include scholarships through:

  • MTSU Office of Education Abroad
  • MTSU Honors College
  • MTSU Jones College of Business
MTSU Office of Education Abroad Scholarships are available for the Fall, Spring, Academic Year, or Summer terms.  MTSU Office of Education Abroad Grants are available only in the summer term.  For more information, please see the Scholarships section.

Most of our affiliated programs offer their own unique scholarships to help students with expenses abroad. Please check program provider website to learn about possible opportunities and procedures for applying.  

Students may receive more than one education abroad scholarship for their specific program.  However, there are federal limits placed on the amount of aid a student can receive per term.  We encourage students to apply for more than one scholarship and/or grant and to discuss any possible term limits with Judith Fogus in the Financial Aid office to determine if funding limits apply.

Lottery, scholarship, and grant funds while abroad 
You can receive lottery, scholarship, and grant funds while studying abroad. 

  • You must first complete the FAFSA application to determine if you are eligible for federal and/or state aid
  • If you meet the eligibility requirements you can receive lottery funds, scholarships, and/or grant funds just as if you were attending on-campus
  • Federal work-study is not available to students who study abroad

Most MTSU academic scholarships require students to be enrolled full-time while studying abroad (6 credit hours for the summer term, 12 credit hours for a semester term).  

Students are encouraged to enroll for direct deposit in the Business Office at least one month before you depart. 


The MTSU Education Abroad Scholarship is offered annually for each term (fall/full year, spring, winter, and summer) and is for MTSU students with a GPA of 2.8 or higher. 

The Office of Education Abroad Grant has been created for undergraduate students planning on participating on a summer education abroad program who have a GPA between a 2.000 and a 2.799 to help further promote academic success while abroad. 

These applications are always available on this website at least four weeks, if not longer, prior to the deadline.  A list of non-MTSU scholarships is also available on our scholarship page.

Select the Scholarships button to access our full scholarship page.

Scholarship button


The MTSU Financial Aid Office provides students with information about federal/state aid, scholarships, and private/alternative educational loans. MTSU Financial Aid contains details on where to start, calculating the costs, and frequently asked questions.

All education abroad participants must be taking courses abroad which are required to complete their MTSU degree.  In order to receive financial aid, minimum credit hours must be met:
  • Equivalent of 12 U.S. credit hours during the semester 
  • Equivalent of 6 credit hours during the summer 

After choosing an education abroad program, students should contact Judith Fogus to schedule an appointment with questions regarding aid and education abroad. Students should email at least two weeks in advance of the requested meeting & bring a program cost sheet, which can be obtained from the Office of Education Abroad.

MTSU Financial Aid 
Email Judith Fogus 


There are financial aid requirements if you will be participating on an education abroad program through a provider such as USAC, ISA, CIEE, CCSA, or ISEP.  

MTSU Affiliated Programs include program providers such as USAC, ISA, CIEE, CCSA, or ISEP.  The process to participate in a study abroad program with a provider, the financial aid process is the same as it is for students who remain on campus. 

  • You must be enrolled in coursework required for your degree plan in some way.  This means the credits earned must transfer to MTSU on a transcript (not a certificate) and will count as academic credits toward your degree. 
  • G.I. Bill benefits generally do not apply to study abroad programs offered by a provider
Non-MTSU Affiliated Programs include any study abroad program with an institution that does not have a formalized consortium agreement with MTSU.  What this means for your financial aid: 
  • You may need to complete an Individual Study Abroad Consortium Agreement to continue receiving financial aid funds 
  • Original signature are required on this paperwork, a minimum of 4-6 weeks must be allowed for processing paperwork 
  • Requests for aid may be denied if sufficient time is not allowed to process the agreement 
To determine aid eligibility, meet with MT One Stop for help through this process.

Satisfactory Academic Progress 
All students receiving financial aid must maintain Satisfactory Academic Progress.  Students with a financial aid status of Suspension cannot receive financial aid funds whether abroad or at MTSU  Please discuss your specific situation with MT One Stop. 

Academic Year (2 semester) Study Abroad Participants 
Academic Year (2 semesters) may not be eligible to receive financial aid for both semesters of a two-semester study abroad program.  Academic Year students should refer to the Study Abroad Financial Aid Statement of Understanding and Financial Aid Status Sheet for further information. 

It is possible study abroad students will not qualify for aid/all aid the semester after returning from their study abroad program. Please contact the Financial Aid Department for more information. 


Students should contact the MTSU Financial Aid Office with general questions about financial aid. 

Course enrollment & confirmation 
All students will be required to enroll in a course (or courses) at MTSU while they are studying abroad, regardless if they are paying tuition and fees to MTSU or a Provider Program. This course is required to keep students active in the MTSU system and also allows for financial aid to be released (where applicable). It is imperative that all students enroll in and confirm their classes by the MTSU fee payment deadline or their classes will be dropped.  Enrollment, payment, and confirmation for MTSU study abroad courses is done the same as if taking classes on campus - through RaiderNet.  

Students participating on a Provider Program - tuition and fees 
  • Students who are required to pay for their tuition and fees to a program provider are not required to pay MTSU tuition and fees for that term
  • Students must register for and confirm the placeholder course provided to them by the Office of Education Abroad.  Though there will be no charge for this placeholder course, this step is still required
For additional information about where to pay fees, contact the Office of Education Abroad.

Students receiving federal/state aid and academic scholarships
  • Please be sure to verify that your aid has been processed by viewing your RaiderNet account
  • Ensure that you are enrolled in the appropriate number of hours for aid to be awarded
  • If receiving Federal Direct Loans, you must be enrolled and attending at least half-time (6 undergraduate credit hours/5 graduate credit hours)
  • First-time borrowers at MTSU must complete online Entrance Counseling and a Master Promissory Note (MPN) before receiving loans
  • Typically, financial aid is disbursed the first week of classes if students have met all requirements

Students expecting a financial aid refund

  • Direct deposit is recommended so that financial aid refunds may be directly deposited into your bank account
  • If you expect to receive a refund, please sign up for direct deposit via RaiderNet 
  • For further details, contact MT One Stop


Don’t forget next semester!
While participating in a study abroad program, you may be requested to complete requirements for your next term of enrollment.  Beginning in May, fall/spring Email Award Notices will be electronically sent to students with completed FAFSA results on file with the Financial Aid Office.
  • Electronic Award Notices will be sent to your MTSU email address
  • While studying abroad, you may need to access your RaiderNet account to accept your awards and complete any requirements


Please see the PDF of Frequently Asked Questions.